Tag Archives: FTC

Consumer Finance

Consumer Finance: According to the FTC     Millions of Americans have been struggling with their finances as a result of tough economic times in recent years, and stopping scammers from stealing consumers’ last dollars is an ongoing priority for the Federal Trade Commission. The FTC has a range of tools to do this, including [...] Read more
Category: General

Credit Dispute Letters & FTC

  Credit Dispute letters & FTC the Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative items on their credit report. This must be done with a credit dispute letter then the credit bureaus must either delete the listing within 30 days or verify [...] Read more
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Understanding Your Credit Report

A credit report is a record of the borrower’s financial record from various sources, including banks, credit organizations, gathering offices, and the government. In the United States, such reports are kept up by the three national credit reporting departments Equifax, Experian, and TransUnion. A borrower’s FICO assessment is the Read more
Category: General