Tag Archives: consumer

Credit Dispute Letters & FTC

  Credit Dispute letters & FTC the Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative items on their credit report. This must be done with a credit dispute letter then the credit bureaus must either delete the listing within 30 days or verify [...] Read more
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Understanding Your Credit Report

A credit report is a record of the borrower’s financial record from various sources, including banks, credit organizations, gathering offices, and the government. In the United States, such reports are kept up by the three national credit reporting departments Equifax, Experian, and TransUnion. A borrower’s FICO assessment is the Read more
Category: General





Mix-ups On Credit Report? Figure out How To Dispute

Debate incorrect or obsolete things with the expectation of it being FREE its hard to believe, but its true for FREE. Under the Federal Credit Reporting Act (FCRA), both the credit reporting organization and the data supplier are in charge of amending erroneous or deficient data in your report. To exploit all your rights under [...] Read more